Monex provides cloud hosted, real-time, automated DCC for POS card payment transactions and cash withdrawal transactions at ATM.

The agnostic solution can seamlessly integrate with processing networks.

The perfect End-to-End FX Solution

Our comprehensive end-to-end DCC solution supports existing processing infrastructures without costly system impacts.  This configurable multi-currency DCC solution is supported by our dedicated 24 x 7 x 365 specialist team.

Available for ATM, POS, eCommerce and mobile environments, there are greater opportunities to expand your service verticals to reach new customers and new sectors.

Non-DCC eligible or declined DCC offer transactions are authorised, cleared and settled as per the clients current transaction procedures.

Multi-currency transactions can be complex and high risk. There is no FX risk exposure for clients and funds are converted by our specialist treasury division. Funds are settled and converted to optimise profits

Multi-Currency Pricing (MCP)

MCP amplifies your International sales revenue.  Achieve higher international sales and higher sales conversion on your web visitors.

Provide your eCommerce customers with their familiar local currency with Monex MCP, regardless of where the merchant is based, or where goods are shipped from. All the benefits with just a simple integration to your existing web site and payment page. 

Remove the need to monitor and reconcile multiple foreign currency accounts and overseas banking relationships. Benefits from sophisticated multi-currency, transparent settlement reporting. Merchant transactions are settled in the exact amount of your currency.

DCC at Point of Sale (POS)

Monex DCC delivers an unrivalled stand alone Integrated service to acquirers worldwide. Generate reliable monthly revenue with a transparent transaction process, fully insulating your business from foreign exchange (FX) risk.

The convenient DCC service offers cardholders an option to pay in the currency of the credit card, or the currency of the country where the sale takes place, with the benefit of competitive FX rates.

DCC is particularly favoured by business travellers; as the exact charge and FX value are determined at the time of transaction, allowing faster expense claim submissions. Simply a purchase with no complicated FX calculations required at the counter.

Experience the financial benefit of intelligent application of adaptable  parameters.

This profitable partnership benefits all stakeholders in the POS DCC initiative producing a positive impact for your bottom line.

Your retail team is fully supported by our professional DCC trainers to ensure revenue opportunities are optimised.

Monex DCC solution for POS includes the supply, installation, customisation, integration and deployment in hosted, technical and business environments

DCC for eCommerce

DCC directly integrates with your payment page and Increases your eCommerce profits . The solution allows international customers the flexibility to pay in their home currency with the benefit of competitive FX rates. DCC transactions in an eCommerce environment typically attract high DCC acceptance response.

The transaction value is presented on the website payment page and the cardholder currency choice is deployed. Integration with a payment gateway is not essential. Monex DCC host exchanges independent, fully secure messaging within the payment page. Solutions are PCIDSS compliant. 

We apply variable DCC margins and adjustable DCC parameters relevant to the website’s product portfolio.

Performance analysis is ongoing to ensure the balance between highly profitable DCC margins and recurring cardholder acceptance. We offer advice and support with the Visa/MasterCard’s DCC certification process.

Insulate your business from FX exposure and benefit from additional monthly revenue with Monex DCC.


Monex introduces FLEX, a perfect solution for acquirers and merchants who require payments in currencies not included in card scheme settlement currencies.

FLEX offers the ability to deliver enhanced merchant services with NO FX risk. merchants benefit from direct settlement in their preferred transaction currency. 

Example merchant transaction scenario:

A merchant sells goods in currency X and wants to receive settlement in the same currency. The transaction is authorized in currency X. The acquiring bank however is unable to support settlement in currency X. The card schemes will settle currency X in an alternate currency e.g. USD, GBP etc.  however the merchant must receive payment in the preferred currency X. This creates a dilemma for the acquirer, will they:

Deal the currency in volatile currency markets? or… Calculate payment currency options for the Merchant? 

FLEX currency settlement solution means NO FX risk to the acquirer. Acquirers can attract and increased Merchant portfolio supported by Monex FLEX.

Monex implements treasury option settlement in up to 160 currencies. We cover all FX risks, so that you don’t have to!   

VAT Refund Processing

Monex has in-depth knowledge of the challenges associated with VAT refunds and payments/refunds to credit cards which creates new revenue for you.

We deliver “click of a button” simplicity for payments/refunds to customer’s cards.

The process is tailored to your requirements and scheduling strategy.

No more long customer queues and increased staff efficiency!

Get this solution up and running with no setup or ongoing fees. 

Implementing the Monex DCC solution will minimise time, effort and costs associated with international transfers and generate an new monthly revenue  for your business.

Rate Management

Monex are experts at foreign exchange (FX) management. We deliver greater transparency than other DCC suppliers. We display margins and uplifts applied on behalf of our clients and share treasury and FX revenue with you.

Our FX management solutions include the supply of a base currency set of rates for local currency.

FX market trading and the provision of up-to-date rates for up to 160 currencies. Rate management software to ensure no changes are required to your existing procedures.

All transactions can be routed for settlement and reconciliation through our  treasury system. Settlement is available in original transaction currency or card currency, or a combination of both. 

We can manage all your foreign and domestic transaction processing with your acquiring bank. We can also support banks unable to accept multi-currency transactions. 

Clients are fully insulated from any FX rate fluctuation, buy/sell rate differential, or treasury dealing rate source commissions.


Would you like more information?

Let’s talk! Send us a message and one of our FX revenue experts will contact you. .